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Taking […] Continue Reading » [I]f you check your credit reports, there is a good chance that you might find an error.

Statistics show that one in five credit reports contain errors.

It is recommended, but not required you have a FICO score of 620 or higher.

But since this isn’t a requirement, that doesn’t necessarily mean you will not be approved at a lower credit score.

A creditor will charge off your account if […] Continue Reading » [I]n reality, you should have a savings plan all year long for the holiday season. Whether you buy gifts for a lot of people, host dinners or just go out and enjoy all of the holiday activities, it usually costs a lot of money during this time of […] Continue Reading » [W]hile you may be aware of unemployment benefits if you lose your job through no fault of your own, you may not think you qualify or will be able to get them.

Wal-Mart offers a secured, prepaid credit card that will allow you to make purchases on credit, thus working to improve your credit score, without running the risk of building up debt levels that you cannot support.If you are searching for an answer to a specific credit score related question, type your question into the search box at the top of this page and browse through all the credit score articles related to your query.Whether you are saving up to purchase your first home or are in urgent need of being approved for a line of credit, your credit score will be one of the largest factors that lenders will consider when they are deciding whether or not to approve you for financing.File ASAP Many people don’t get […] Continue Reading » [Y]ou’ve created a budget and you’ve been working to follow it faithfully.At some point, you may need to redo it to allow for changes in your life or to improve your circumstances.

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